Retail Lending

Increasing revenue, efficiency, and customer satisfaction while minimizing risk.

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Does Your Team Struggle With

  • Fragmented and dissimilar systems
  • Manual and paper processes
  • Limited management insight
  • Lack of transparency
  • Process inconsistencies
  • Manual workarounds for compliance
  • Challenges with collaboration

If so, ARGO provides a better way!

Unified Loan Application: Across channels, consumer and business customers, and loan types

Omni-channel Application Process

Products

  • Consumer
  • Business

  • Credit card

  • Real estate

  • Indirect auto

Omni-Channel

  • Seamless start-stop-resume functionality
  • 360-degree institutional view
  • Digital self-service
  • Access to human help
  • Solution for every stage of the customer journey

Lending in a Digital World

Customers expect convenient access and simplicity when attempting to complete a loan application – online, staff assisted, or a blend of both. They expect an Omni-channel experience. Learn how to turn the traditional customer journey into an opportunity to enhance customer experience, expand revenue, increase governance, manage risk, and improve productivity.

Automated Underwriting: Reducing risk through analysis, credit reporting, decision and rules engine, pricing, stipulations, disclosures, and more

Reduced Risk with Increased Efficiency

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Customer identification, authentication

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Risk scoring

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Risk based pricing

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Fraud prevention

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Automated decisioning

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Operational reliability

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Regulatory compliance

Cross-Channel Customer Access: Optimize workflow, automate decisioning, reduce risk, ensure compliance, automate checklists and stipulations, and more

Omni Fulfillment Enables Cross-Channel Access for Your Customers

  • Assist customers with data-prefill
  • Ensure data integrity
  • Optimize workflow and simplify tasks
  • Remove bias by automating pricing and decisions
  • Detect policy violations
  • Ensure compliance
  • Streamline closing with e-Signature

Do Retail Lending Right

  • Provide end-to-end loan origination
  • Eliminate disparate systems
  • Provide real-time decisions
  • Acquire, engage, and retain customers
  • Automate compliance
  • Reduce process inconsistencies
  • Eradicate manual workarounds
  • Accelerate time-to-market
  • Improve collaboration
  • Mitigate risk
  • Improve management insight
Connects Retail Lending: Improving workflow, reducing risk, and providing management insight, through relationship and application management, underwriting, and closing