Business Lending

Streamlining and securing origination for small business, commercial, and real estate.

Business Lending

Meet the Lending Needs of Your Business Customers

Connects Lending enables lenders to originate, process, and close a full range of business loans.

Business Lending Entity Types

Offer Credit to a Wide Range of Entity Types and Sizes

Connects provides lending options for sole proprietors as well as private and public entities. There are no limits on the loan amount or the size of the entity. The solution can handle loans that require multiple signers for borrowers, owners, and guarantors, and ensure all beneficial owner disclosures are met.

Workflow and In-Flight Deal Monitoring

Workflow management provides lenders with real-time views of loan applications in progress – no more relying on stale reports. Connects tracks the status of loan applications against SLAs, showing those at risk of hitting limits.

Connects Loan Origination System

Accelerate Insights from Financial Spreading

Transform financial statements into actionable credit insights by analyzing key metrics and generating EBITDA, cash flow, and working capital views. Automated ratio calculations provide a clear picture of liquidity, coverage, efficiency, and leverage – enabling faster, more confident lending decisions.

Balance Sheet and Income Statement
Ratios and Risk Rating

Simplify Comparison Analysis

Align financial metrics with Risk Management Association (RMA) standards to benchmark performance across industry and geography. Gain clear visibility into financial trends and make faster, more informed credit decisions.

RMA Peer Comparisons for Client Financials
Borrower Ratio Comparisons
People near large building

Are You Ready to Step Up Your Business Lending?

Financial institutions gain a competitive advantage with Connects.

  • Improve accuracy with data-driven application prefill
  • Support flexible loan structuring across diverse collateral types
  • Automate credit decisioning using policies, rules, and risk models
  • Streamline workflows with integrated checklists and stipulations
  • Enforce policy controls with real-time alerts and compliance monitoring
  • Generate credit memos with integrated borrower, collateral, and loan data
  • Automate workflows across analysis, pricing, decisioning, and documentation
  • Balance automation with user control for optimal efficiency
  • Support diverse borrower types, from sole proprietors to complex entities
  • Calculate key financial metrics and ratios across financial statements
  • Visualize performance with numeric and trend-based insights
  • Benchmark performance with Risk Management Association (RMA)-aligned metrics
  • Manage the full loan lifecycle from origination through booking
  • Trigger covenant and renewal alerts to drive proactive portfolio management
  • Deliver actionable insights with drill-down reporting and dashboards
  • Monitor loan pipelines in real time for end-to-end visibility